In this article, we are talking about the service hours of the ESAF Small Financial Bank. ESAF Small Finance Bank headquarters in Thrissur, Kerala, India.
The company was founded by Mr. K Paul Thomas. ESAF began as an NGO during the year 1992. In 1995, the bank launched Micro Enterprises Development (MED) service and it appeared in the formation of ESAF Microfinance and Investments Pvt. Ltd.
ESAF Small Finance Bank Timings & Working Hours
| Day | Business Hours |
| ESAF Small Finance Bank Timings on Weekdays (Monday to Friday) | 09:00 a.m. to 05:30 p.m. |
| ESAF Small Finance Bank Timings on Saturdays | 09:00 a.m. to 05:30 p.m. |
| ESAF Small Finance Bank Office Timings on 2nd and 4th Saturdays | 09:00 a.m. to 05:30 p.m. |
| ESAF Small Finance Bank Office Timings on Sundays | Closed |
ESAF Small Finance Bank Lunch Timings
The Lunch hours of ESAF Small Finance Bank are mostly between 01:00 and 02:00 p.m. They additionally serve a client who comes bank during lunch break because they also enjoy clients on break time and this is a good sign for good service.
IMPS/UPI Transfer Timings
IMPS/UPI Services are available 24×7 via Mobile banking.
NEFT Transfer Timings
NEFT (National Electronic Funds Transfer) has no minimum or maximum limit.
The timings of NEFT – are 9 a.m. to 5:30 p.m. on Weekdays and from 9 a.m. to 2 p.m. on Saturdays.
Mobile Banking 24×7, transactions received after 05:30 p.m. will be given to RBI on the next day except for Sunday.
RTGS Transfer Timings
RTGS (Real Time Gross Settlement) transfer 2 lakh or above use RTGS
The timings of RTGS – are 9 a.m. to 4:30 p.m. on Weekdays and from 9 a.m. to 2 p.m. on Saturdays.
The cut-off time for RTGS transfers made by ESAF Internet / Mobile Banking is extended till 5:45 PM IST on working days.
Note:
Similar to commercial banks, ESAF Small Finance Bank is safe and secure as it is regularized by the Reserve Bank of India.
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