Ujjivan Small Finance Bank Limited is a mass-market-focused bank in India, providing financially unserved and underserved divisions and committed to growing financial inclusion in the country.
Their Promoter, Ujjivan Financial Services Limited (UFSL) started services as an NBFC in 2005 with the purpose to provide a complete range of financial services to the ‘economically active poor’ who were not well served by financial organizations.
Ujjivan Small Finance Bank Timings & Working Hours
| Day | Business Hours |
| Ujjivan Small Finance Bank Timings on Weekdays (Monday to Saturday) | 09:00 a.m. to 06:00 p.m. |
| Ujjivan Small Finance Bank Timings (2nd and 4th Saturdays) | 09:00 a.m. to 06:00 p.m. |
| Ujjivan Small Finance Bank Office Timings on Sundays | Closed |
Ujjivan Small Finance Bank Lunch Timings
The Lunch hours of Ujjivan Small Finance Bank are mostly between 01:00 and 02:00 p.m. The bank assures that a specific number of employees are retained in the bank’s working space to serve the employees. Not all the operators go for a lunch break at once, instead, they go in groups.
NEFT Transfer Timings
NEFT facilitates interbank electronic fund transfers between branches of banks based on predefined RBI settlement cycles in the NEFT system. As per the RBI settlement cycles in the NEFT system, there are twelve settlements from 8 am to 7 pm on weekdays (Monday through Friday) and working Saturdays. There are no settlement cycles on Sunday hence no transactions will be processed on this day.
| Transaction Type | Cut off timing for same-day processing | |
| MODES | Branch Timing | Net Banking Timing |
| NEFT (per transaction) | Monday to Friday: Branch working hours (9:30 am to 4:00 pm) | Monday to Friday:6:00pm |
| Saturday (excluding 2nd and 4th ): Branch working hours (9:30 am to 4:00 pm) | Saturday (excluding 2nd and 4th): 6:00 pm |
RTGS Transfer Timings
Ujjivan Small Finance Bank Limited shall aim to provide the Customer, Real Time Gross Settlement (RTGS) Transactions under the government for RTGS as specified by the Reserve Bank of India.
| Transaction Type | Cut off timing for same-day processing | |
| MODES | Branch Timing | Net Banking Timing |
| RTGS (per transaction) | Monday to Friday: Branch working hours (9:30 am to 3:30 pm) | Monday to Friday: 3:30 pm |
| Saturday (excluding 2nd and 4th ): Branch working hours (9:30 am to 3:30 pm) | Saturday (excluding 2nd and 4th): 3:30 pm |