When the Reserve Bank of India issued a license to Kotak Mahindra Finance Ltd. back in 2003, the company commenced its journey on the path to becoming one of the last private sector banks in India. It is currently the second-largest private bank in the country.
The bank takes pride in prioritizing the public interests; this sheer dedication to consumer service has brought it many laurels. Recently, it was awarded The Best Mid-Size Bank at BusinessWorld Magna Awards in 2018.
The timings of Kotak Mahindra Bank are fixed based on guidelines given by the Reserve Bank of India and the Banking Commission. For your convenience, here are all the essential Timings of Kotak Mahindra Bank for various purposes, such as lunch break, NEFT transfer, and RTGS transfer.
Kotak Mahindra Bank Timings & Working Hours
There are no fixed branch timings for Kotak Mahindra Bank’s different branches across the country. It is dependent on the area-to-area basis. The working days are Monday to Friday every week and Saturday every alternate week. So basically the 1st, 3rd, and 5th Saturdays of a month are working days. The remaining 2nd and 4th Saturdays, Sundays, and other nationally recognized days are holidays.
Office Timings For Staff:
- For Metropolitan cities, the timings are from 9:45 AM to 4:45 PM.
- For mid-level and second-tier urban cities, the timings are from 10 AM to 5 PM.
- For rural areas, the timings are from 10 AM to 5 PM.
| Metropolitan Cities | 9:45 AM to 4:45 PM. |
| Mid-level and second-tier urban cities | 10:00 AM to 5:00 PM. |
| Rural areas | 10:00 AM to 5:00 PM. |
Timings For Customers
- For Metropolitan cities, the timings are from 10:00 AM to 4:00 PM.
- For mid-level and second-tier urban cities, the timings are from 10 AM to 4 PM.
- For rural areas, the timings are from 10 AM to 3:30 PM.
| Metropolitan Cities | 10:00 AM to 4:00 PM. |
| Mid-level and second-tier urban cities | 10:00 AM to 4:00 PM. |
| Rural areas | 10:00 AM to 3:30 PM. |
Timings of Kotak Mahindra Bank for Non-transactional or cashless business work
In Metropolitan cities:
The Timings for such work are from 4 PM to 4:45 PM
In mid-level or second-tier urban cities:
The Timings for such work are from 4 PM to 5 PM
In rural areas:
The Timings for such work are from 3:30 PM to 5 PM
| Metropolitan Cities | 4:00 PM to 4:45 PM |
| Mid-level and second-tier urban cities | 4:00 PM to 5:00 PM |
| Rural areas | 3:30 PM to 5:00 PM |
Kotak Mahindra Bank LunchTime
The Lunch timings of the Kotak Mahindra Bank aren’t fixed for all employees; they happen on a rotational basis.
The Timings aren’t specified particularly, but they are usually between 2 pm to 2:30 pm. So avoid visiting during lunch hours; however, in case you do, you’ll find some employees there to cater to your requests.
NEFT Transfer Timings
The NEFT transfer timings of the Kotak Mahindra Bank are different for different days.
Like from Monday to Friday, the NEFT transfer timings are between 8 AM to 7 PM.
On working Saturdays, the NEFT transfer timings are between 8 AM to 1 PM.
Note: 10 NEFT transactions take place in one hourly batch.
| Monday to Friday | 8 AM to 7 PM |
| 1st, 3rd, and 5th working Saturdays | 8 AM to 4 PM |
RTGS Transfer Timings
The RTGS transfer timings of the Kotak Mahindra Bank are the same for weekdays from Monday to Friday and working weekends like the 1st, 3rd, and 5th Saturday.
During the working days, the timings are between 8 AM to 4:15 PM. However, the final cut-off for interbank payments lasts up to 7:30 PM.
| Monday to Friday | 8 AM to 4:15 PM |
| 1st, 3rd, and 5th working Saturdays | 8 AM to 4:15 PM |
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