One-click to Download Kotak Mahindra Bank RTGS/NEFT Pdf Form 2024 online from the kotak.com official website.
Kotak Mahindra Bank provides many digital ways for its customers to access their banking services. RTGS and NEFT services are among them.
Therefore, customers of Kotak Mahindra Bank can easily fill out the form and can transfer the money to any other bank account.
Moreover, two types of services offered by the Kotak Mahindra Banks to transfer funds very fast from one account to another account are Real Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT).
NEFT is generally preferred for lower to medium-range transactions. Whereas, the RTGS is preferred for high-value transactions.
Kotak Mahindra Bank RTGS/NEFT Timings
| Transactions Timings | NEFT | RTGS |
| Monday to Friday | 8 AM to 6 PM | 8 AM to 4 PM |
| Saturday (only for 1st and 3rd) | 8 AM to 12 PM | 8 AM to 12 PM |
Also Read: Kotak Mahindra Bank Working Hours & Lunch Timings
RTGS/NEFT Transfer Limit
RTGS:
- Minimum Transfer amount – Rs. 2 Lakhs
- Maximum Transfer Amount – No Limit
NEFT:
- Minimum Transfer Amount – No Limit
- Maximum Transfer Amount – Rs. 10 Lakhs
RTGS/NEFT Fund Transfer Charges
RTGS Money Transfer:
| Current Account | Outward | If done through Branch Rs. 2 to 5 Lakhs – Rs. 25 per transaction Rs. 5 Lakhs & above – Rs. 50 per transaction If done through Net BankingFree |
| Inward | FREE | |
| Saving Account | Outward | If done through Branch Rs. 1 to 5 Lakhs – Rs. 25 per transaction Rs. 5 Lakhs & above – Rs. 50 per transaction If done through Mobile & Net BankingFree |
| Inward | FREE |
NEFT Money Transfer:
| Current Account | Outward | If done through BranchUp to Rs. 1 Lakhs – Rs. 5 per transaction above Rs. 1 Lakhs – Rs. 25 per transaction |
| Inward | FREE | |
| Saving Account | Outward | If done through BranchUpto Rs. 10,000 – Rs. 2.50 per transaction Rs. 10001 to 100000 – Rs. 5 per transaction Rs. 100001 to 200000 – Rs. 15> 200000 – Rs. 25If done through Mobile & Net BankingFree |
| Inward | FREE |
Download Kotak Mahindra Bank RTGS/NEFT PDF Form Online
You can download the RTGS/NEFT Pdf form for doing transactions from your account. You can download the same from the official website of ‘Kotak Mahindra Bank’. For this, you have to follow the following instruction step by step for downloading the RTGS/NEFT form –
- Firstly, you need to visit the official website of Kotak Mahindra Bank – https://www.kotak.com.
- Secondly, scroll down at the bottom of the home page i.e. footer page. There you will see the ‘Download Form’ in the customer service section.
- On the download form page, now click on the ‘Personal Banking’ Tab.
- After that, on the personal banking page, there are many tabs like Accounts, Card, Investments, Taxes, and Loans but you have to click on the “Others” tab.
- After clicking on the ‘other’ option, you have to go to the ‘Remittance’ option and now click on the ‘RTGS and NEFT Form’ link.
- You can download the PDF form and can fill it out and submit the form to the bank branch.
How you can Fill Kotak Mahindra Bank RTGS/NEFT bank Form?
If you are a customer of Kotak Mahindra Bank and wanted to do RTGS or NEFT transactions then firstly you have to download the form from the official website of Kotak Mahindra Bank.
After that, you have to fill out the form. For this, you have to follow the following instruction step by step for filling the RTGS/NEFT form –
- Kotak Mahindra Bank has a single form for the RTGS and NEFT transactions.
- In RTGS form, Remitter has to fill in the following details –
- Remitter Account number (only if the amount is to be debited from the account)
- Click on option NEFT/RTGS
- Amount to be sent
- Beneficiary Bank name
- Beneficiary Bank Branch
- Remitter bank branch name
- Beneficiary bank IFSC Code
- Beneficiary account type
- Current
- Savings
- NRE
- Overdraft
- Cash Credits
- Credits Card
- Loan
- Cheque number (only if the amount is paid through the cheque)
- The next comes the “Customer Acknowledgment” slip. After you will fill out the form and submit it you will get the acknowledgment slip. Suppose the transferred money is delayed then the help of the UTR mentioned in the acknowledgment slip can be very useful for raising the complaint.
Conclusion
In conclusion, Kotak Mahindra Bank is a private bank and its headquarter is in Mumbai, Maharashtra. This bank was established in 2003.
In this article, the procedure for the RTGS/NEFT forms to download, and even from this article, you will be able to fill the RTGS and NEFT forms. Along with all the discussed information you will also get the Kotak Mahindra Bank RTGS and NEFT timing and charges.
You can also check:
- How to Find CRN Number in Kotak Mahindra Bank
- Kotak Mahindra Bank Balance Enquiry Number
- How to Download Kotak Mahindra Bank Credit Card Statement
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