Established by the erstwhile Maharaja of Jammu, Hari Singh back in 1938, Jammu and Kashmir Bank, as of today is partly private and partly a government bank. 59% of its shares are owned by the government of Jammu and Kashmir.
Being a resident of the Union Territory myself, I understand the importance of this bank in day to day banking requirements of localities. That is why visiting the Bank at the right time can be pretty arduous. I hope this article will help you find out the exact Timings of different branches of J&K Bank and make banking easy for you.
Jammu and Kashmir Bank Timings & Working Hours
Basically, the timings of Jammu and Kashmir Bank are not exactly the same across all branches. The difference isn’t that significant but sometimes half an hour can make a lot of difference.
So at the end of this article, I am attaching a link to a downloadable pdf containing all the timings of all the J&K Bank branches across India.
Working hours:
For all the branches across Jammu and Kashmir, the working hours are from 10:00 AM to 5:00 PM except for the Gandhinagar branch of Jammu Central-1, where the working hours are between 10:00 AM to 8:00 PM.
Business hours:
For all the branches across Jammu and Kashmir, the working hours are from 10:00 AM to 4:00 PM except Gandhinagar branch of Jammu Central-1, where the working hours are between 10.00 AM to 04.00 PM and 05.00 PM to 07.00 PM.
| Working Days | Working hours | Business hours |
| Monday to Saturday | 10:00 AM to 5:00 PM | 10:00 AM to 4:00 PM |
| Sunday | Off | Off |
Important Note:
- The timings remain the same throughout the week from Monday to Saturday.
- All Saturdays are working days.
- All Sundays are holidays.
- Keep into account the exceptions and refer to the link at the end.
Jammu and Kashmir Bank Lunch Timings
Unlike the working hours and other timings, the lunch timings remain uniform across all branches throughout India.
The employees of J&K Bank observe a lunch break of half an hour between 2.00 P.M. to 2.30 P.M.
NEFT Transfer Timings
NEFT transfers are done by J&K Bank in 12 settlements during working days. It is a safe, secure, convenient, and cost-effective mode to transfer funds across the nation.
The NEFT transfer is allowed every Monday to Saturday except the 2nd and 4th Saturdays.
The timings for NEFT transactions by J&K Bank are between 8:00 AM to 6:30 PM.
| Working Days | NEFT transfer timings |
| Monday to Friday | 8:00 AM to 6:30 PM. |
| 1st, 3rd, 5th Saturday | 8:00 AM to 6:30 PM. |
| 2nd and 4th Saturday | Service not available. |
| Sunday | Service not available |
RTGS Transfer Timings
J&K bank also offers Real Time Gross Settlement (RTGS) payments and collections as a speedy, safe, and cost-efficient mode to move funds across the country.
The RTGS transfer is allowed every Monday to Saturday except the 2nd and 4th Saturdays.
The timings for RTGS Customer transactions are between 8:00 AM to 4:15 PM and that for Inter Bank transactions are between 8:00 AM to 7:30 PM.
| Working Days | RTGS Customer transaction | RTGS interbank transfer |
| Monday to Friday | 8:00 AM to 4:15 PM | 8:00 AM to 7:30 PM |
| 1st, 3rd, 5th Saturday | 8:00 AM to 4:15 PM | 8:00 AM to 7:30 PM |
After transferring your money to another account, You can also check the available balance of Jammu and Kashmir Bank.
A passionate reader and vivid thinker. I love being aware especially about new technology. A soon to be lawyer by profession and writer by passion, I love to spread knowledge and pass on information to the world with the help of the most powerful weapon, words!