Being a bank customer, most of us are not aware of certain banking terms. But, we should know them since they are highly fruitful for us in our banking services. CRN is one of such banking terms that every bank customer should know about.
We have discussed significant details of CRN in this article including:
- What is CRN?
- How to get CRN in Kotak Mahindra Bank?
What is CRN?
CRN is banking term that acronyms for Customer Relationship Number. It is an 8-digit unique ID assigned to customers by the bank. Different banks use CRN from different names. As an instance, CRN is known as CIF in SBI while in Kotak Mahindra Bank, it is used as CRN. CRN remains the same for an individual of a specific bank irrespective of bank accounts.
Use of Customer Relationship Number
CRN is useful for the banks and customers as it provides all information related to a specific customer to the bank. It indicates that it helps in identifying customers along with their data in Kotak Mahindra Bank branch. It supports the customers in filling application in bank as well as logging in to Kotak internet banking.
How to Get CRN in Kotak Mahindra Bank?
Kotak Mahindra Bank is a private sector bank of India came into existence in February 2003. In its banking and financial service portfolio, it facilitates services in wealth management, personal finance, life insurance and investment banking to retail and corporate customers. Recently, in 2015, it acquired ING Vysya Bank at the value of INR 150 billion.
Obtaining CRN in Kotak Mahindra Bank is a straightforward task. Being a Kotak Mahindra Bank customer, you gain the privilege of getting CRN without visiting the bank branch and spending long hours in queuing up at the bank counter. Use these following methods to find your CRN in Kotak bank:
Kotak Debit/Credit Card
- Get your Kotak Debit/Credit Card handy and you will see an 8-digit number below your name.
- This number is your CRN in Kotak Mahindra Bank.
It is applicable for both the customers who: (a) directly opened an account in Kotak Mahindra Bank and (b) were the migrated customers of Kotak Mahindra Bank from ING Vysya Bank.
CRN using SMS to Kotak Bank
To avail this service, make sure you have registered your mobile number with Kotak bank. It means that your mobile number should be linked and stored in Kotak Mahindra Bank database.
- Type an SMS “CRN” on your registered mobile number.
- Send this message to Kotak bank number 9971056767.
Kotak Mahindra bank provides convenient methods of SMS and debit/credit card to get your CRN. SMS method can use when your mobile number is registered with the bank. But in case of non-registration of mobile number, you can use your welcome kit as provided by the bank to find your CRN.