Download Dena Bank RTGS/NEFT Pdf Form Online: Dena Bank has recently merged with Bank of Baroda. Since 1938, it was a public sector bank in India with 1874 branches. Undoubtedly, fund transfer is a convenient service for customers by Dena Bank.
Under fund transfer, RTGS/NEFT scheme is available for retail as well as corporate customers.
RTGS is Real-Time Gross Settlement while NEFT is National Electronic Fund Transfer.
In this article, we explained how to download and fill Dena Bank RTGS/NEFT pdf form using an online and offline platform
What are RTGS and NEFT?
Indeed, Dena Bank provides a fund transfer scheme for customers due to increased technologies. Further, Dena RTGS/NEFT scheme is for inter-bank fund transfers within domestic boundaries. Moreover, you may use this scheme for sending money and receiving funds into your account.
However, the remitter and beneficiary’s bank branch should be RTGS/NEFT-enabled by RBI. Other modes such as pay order, DD, or cheque have become lesser effective with RTGS/NEFT adoption.
The following are key benefits of using NEFT/RTGS facility:
- Indeed a secure and safest fund transfer mode
- Same-day credit to a beneficiary bank account
- In addition, no involvement of postal/courier charges
- Same-day usage of money by a beneficiary
- Low charges involved in remittance
RTGS/NEFT Transaction limit
| Minimum limit | Maximum limit | |
| RTGS | Rs. 2 lacs | Generally no Maximum limit |
| NEFT | Re. 1 | No maximum limit |
RTGS/NEFT Timings
| Days of working | For Inter-bank transaction | For customer transaction |
| RTGS | ||
| Regular days (Monday to Friday; 1st, 3rd & 5th Saturdays) | 08:00 am to 07:45 pm | 08:00 am to 04:30 pm |
| NEFT | ||
| Regular days (Monday to Friday; 1st, 3rd & 5th Saturdays) | NA | 08:00 am to 07:00 pm |
In addition, RTGS/NEFT is not available on holidays, Sundays, and 2nd & 4th Saturdays.
RTGS/NEFT Transaction Charges
Firstly, there are no charges on inward RTGS/NEFT transactions.
RTGS
| Timings of Outward transaction | Charges per transaction (exclusive of GST) | |
| Rs. 2 lacs-Rs. 5 lacs | More than Rs. 5 lacs | |
| 08:00 am to 11:00 am | Rs. 25 | Rs. 50 |
| 11:00 am to 01:00 pm | Rs. 27 | Rs. 52 |
| 01:00 pm to 04:30 pm | Rs. 30 | Rs. 55 |
| After 04:30 pm | Rs. 30 | Rs. 55 |
NEFT
| Timings of Outward transaction | Charges per transaction (exclusive of GST) | |
| Through bank branch | Through digital channel | |
| Up to Rs. 10,000 | Rs. 2.50 | Rs. 1.00 |
| Above 10,000- up to Rs. 100,000 | Rs. 5.00 | Rs. 2.00 |
| More than Rs. 100,000- up to Rs. 200,000 | Rs. 15.00 | Rs. 3.00 |
| Above Rs. 200,000 | Rs. 25.00 | Rs. 5.00 |
Also, all the above charges are applicable w.e.f. 20.06.2019 excluding 18% applicable GST.
Download Dena Bank RTGS/NEFT PDF Form Online
With greater ease, Dena Bank provides a facility to download RTGS/NEFT pdf forms online. Further, the bank’s website offers you this facility with a simple procedure. So, you should follow this process to download RTGS/NEFT form online:
- Firstly, you need to visit the website using this link. Then click on Services and choose RTGS/NEFT from a list of options.
- Go to the last of the page and then you will see a link. This link states “Click here to download Application Form for Customer Fund Transfer under RTGS / NEFT”.
- At last, you should click this link, and downloading will start. After that, you will get the form on which you can take the printout for further proceedings.
How to Fill Dena Bank RTGS/NEFT Form?
When you see the form, you will find 2 major sections. Furthermore, one section is for bank use and another one is a customer acknowledgment slip.
Therefore, to initiate form filling, follow these steps:
- Firstly, keep all necessary information handy for saving time in filling out the form. The form requires information on the remitter as well as the beneficiary. Also, the remitter is the one who sends the money and the beneficiary is the one who receives the fund.
- Then, you need to fill in all these details and make sure these details are correctly filled. For this, you may take assistance from the bank executive while filling out the form. So, here is the list of these details:
- Payment mode ( either RTGS or NEFT), UTR number, and Request date.
- Remitter bank branch name and IFSC.
- Name, account number, and account type of remitter.
- Identity proof number (in case of non-customer).
- Also, the address, Email, and mobile number of the remitter.
- Beneficiary name, account type, and account number.
- Bank name, IFSC, and branch details of the beneficiary.
- Address, mobile number, and Email of a beneficiary.
- Remittance amount and charges.
- Payment mode (Cheque, cash, CC, or DD).
- At last, the signature of the applicant.
- Other details.
- At last, you need to hand over this form to the bank executive. Also, pay applicable charges and get the customer acknowledgment receipt from the bank.
Activate RTGS/NEFT through Internet Banking
Indeed, Dena Bank internet banking offers a vital number of facilities to customers. However, fund transfer is one such service offering assistance to customers. In fact, through internet banking, you can remit money using RTGS/NEFT scheme.
Moreover, using this scheme, fund transfers can be done between self-linked accounts. Also, it may use for external transfers or within bank accounts. However, the daily limit for RTGS/NEFT transactions is Rs. 10 lacs inclusive of taxes overall.
Further, here is the process of using NEFT/RTGS through internet banking. However, you should have an activated internet banking account and transactional rights.
- Firstly, you need to log in to Dena Bank Internet banking user ID and password.
- Then go to Transactions Menu and select “RTGS/NEFT”.
- Further, enter initiator and beneficiary details such as remitter account and personal payee.
- Then choose the transfer mode whether RTGS/NEFT and enter the remittance amount.
- At last, tap on Submit after entering the transaction password and OTP.
Conclusion
Undoubtedly, fund transfer has become much easier with RTGS/NEFT scheme. Dena Bank offers this scheme through branches as well as internet banking. Moreover, in case of any assistance, you may contact customer care 1800-233-6427.
You can also check:
- Dena Bank Working Hours & Lunch Time
- 4 [Easiest] Ways to Download Dena Bank Credit Card Statement
- How to Check Dena Bank Complaint Status
FAQs – Frequently Asked Questions
In general, for retail customers, the maximum limit is Rs. 5 lacs/10 transactions whichever is earlier. For corporate customers, the maximum limit is Rs. 15 lacs/10 transactions whichever is earlier.
To add beneficiary, you need to follow these steps:
1) Firstly, locate the Transactions Menu, click on Add Beneficiary, and provide beneficiary details.
2) Further, provide maximum remittance and transaction limit for that beneficiary.
3) then select Continue and provide the transaction password and OTP.
4) If the beneficiary is within the bank, then choose “Within Bank” in the transfer mode. In that case, IFSC is not needed.
5) After that, activation of the beneficiary will take 24 hours and an SMS will send to you.
There can be a maximum of 14,000 transactions worth Rs. 150,000 Crores routed through RTGS on a typical day.
The beneficiary receives remitted amount in their account either the same day or the subsequent day. Moreover, this fund availability depends on the RTGS/NEFT settlement time.
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